…I just wanted a title that sounded like a fashion magazine article, because that’s pretty much what I find when I try to research budgeting tips.
Side note: there are no new tips. Coupons. Bring your lunch. Don’t take cabs. Stuff I already know but don’t want to do.
This week, I put myself on a move-out-of-my-dad’s-house budget. Specifically, $20 a day or $140 a week for all “non-bill” expenses. Like food, clothing, etc. For some people, like my husband, this sounds incredibly easy. For me, it’s tricky.
Let’s see how it’s been going…
I need a new dress for Sarah Jean’s wedding (same day). I set my goal to find something for $20 at Marshall’s. I find a SUPER adorable dress that’s perfect for the occasion, for $30. I also find a cute party dress, which might be slightly too slutty for the occasion, for $20. I’m torn. What to do? So I buy both. I always need going-out clothes. $50 plus tax gone on day one.
Oh yeah and the cash-money wedding gift. That just doesn’t count out of my budget. It just doesn’t, ok?
I eat half a leftover sandwich for lunch and manage not to spend any money. Success!
Oh, wait. I forgot I have to book that limo for the girls’ wine tour I’m going on in a couple weeks. $525 on my credit card. But that really doesn’t count because I’m getting paid back for all but $131.25 of it. And as for that part? That’s Future-Jill’s problem.
End up getting lunch with a coworker for $9.25 BUT I save half my sandwich for the next day so it’s really a bargain. Go to a happy hour after work but just get a club soda for $3 and the bar has free popcorn! (Hello? Maybe there are new tips in saving money!)
I’m in the city until late so I end up getting dinner at Penn Station but it turns out you can get that Subway $4 lunch special at night so that was a pretty good deal. I feel really lame right now. Anyway…
I stop for groceries for Tom but I put that on the debit card because that should come out of his weekly budget. By my calculations, including $16 of groceries, he’s spent about $16 this week.
The rest of the week
I’m paying $20 (ouch) to see a friend’s play tonight and my other friend wants to meet up for drinks/dinner first. I already warned him that I’m going to find something cheap for us to do because of my broke-itude (thanks Jules!) but I’m afraid that he (and soon all my friends) are going to try to pay for me for things and that’s not my intention.
Tomorrow I have improv practice. $9 bargain.
Friday, I have a friend’s birthday party and I have to get her a present so… hmm…
Saturday, nothing I hope.
So, as you can see, I’m doing medium ok. I’m doing really well if you overlook my cheating. I really don’t know if I’m going to make it, but at least it’s forcing me to think before I spend? Yup, let’s go with that.